CG Home Loan Partners

Fairway Independent Mortgage Corporation is an employee-owned company with a list of core values, including being family focused. Every day, here in Minnesota and all across the country, we help families make decisions about mortgage financing while also making them feel a part of the Fairway family.

Our local Fairway offices in Bloomington, Plymouth, and Waterville are at your service. Our goal is to be a trusted advisor, providing personalized service through every stage of the loan process. With some of the fastest turn times in the industry, we offer mortgage loan products from your first home to your retirement home and everything in between. Construction and renovation financing are among our specialties. Everything we do is designed to guarantee satisfaction, exceed your expectations, and earn your trust. We strive to deliver on time and on budget. Our team is 100% committed to that end.

Carrie Lynn Guarrero, Producing Branch Manager

NMLS# 209015


Carrie Guarrero has had the honor of helping thousands of families reach their dreams, build worth, and advance their goals through homeownership in the decades she has served the public and real estate professionals as a mortgage loan officer. Carrie started young in the industry, and is now a team and industry leader. There is a lot of excitement when buying a first or a new home, but Carrie’s work and relationships with people extend far beyond closing because home financing is a large, central part of an individual’s and family’s financial picture. A home is one of the most basic needs that every person has whether they own or rent, and Carrie and her team are committed to helping people in all phases to make the most of their housing dollars and opportunities. Carrie and her team work with everyone from first-time homebuyers to folks moving up, downsizing, remodeling or reorganizing, helping them to make informed decisions and keeping their long-term plans in mind. CG Home Loan Partners understands that homeownership builds stronger, healthier finances, neighborhoods, and communities.

Parents of seven children, Carrie and her husband, Dan, are also directors of The Village in Waterville, a non-profit, faith-based food shelf, community, event and retreat center.

Industry and volunteer efforts include:

• 2015 MN Mortgage Association Loan Officer of the Year
• Vice President and Founding Board Member of Lenders Who Care
• Minnesota Mortgage Association (MMA) Executive Board Member
• Education Committee Chair for the Minnesota Mortgage Association (MMA)
• Author & Educator for Governor’s Emerging Markets Homeownership Initiative (EMHI)
• Top-Producing Lending Partner for Minnesota Housing
• 2012 Dakota County Exceptional Businesswomen Award Recipient
• Inspiring & Devoted Coach


Randy Cullen, Branch Manager

NMLS# 326128


Decades in the lending industry have Randy Cullen focusing on legacy. Randy began his career in the wholesale aspect of the business in the 1990s. Through his passion for helping people finance their goals and dreams, Randy has worked with scores of borrowers, as well as mentored and led others to provide excellent service and a great customer experience. Randy’s experience has been built through many different market phases and he now leads CG Home Loan Partners with Carrie Guarrero to help borrowers and lending professionals benefit and excel in this new housing and regulatory era. Outside of work, Randy enjoys time with his three children and five grandchildren.


Jim Ryder, Sr. Loan Officer

NMLS# 350738


Jim Ryder's career as a mortgage loan officer spans decades, market cycles and conditions. A lifelong “numbers guy,” Ryder has helped people finance homes through times when there were double-digit interest rates, runaway home appreciation, and other market and economic fluctuations. Understanding that housing is the biggest expense for most people and its importance to consumers’ overall financial health, Ryder has chosen to serve and be active in the industry as part of his service to the public.
He is a Minnesota Mortgage Association Lifetime Achievement Award recipient and a former member of their board of directors. Ryder works closely with financial planners, Certified Public Accountants, and attorneys to help people plan and succeed at all stages of their lives – from buying a first home to reverse mortgages.

A grandfather of two and a self-labeled “car-a-holic,” Ryder has owned over 75 automobiles. He loves to travel with his partner, Theresa, and, of course, look at cars.


Elizabeth Vaughan, Loan Officer

NMLS# 209021


Elizabeth Vaughan has been helping people finance their homes for over two decades. Liz began her professional life as a chef, but moved to the mortgage industry when she started her family and needed to lessen the physical demands of her work and switch to more conventional hours. She noticed a parallel between the rules, attention to detail, and precision required in creating high-level cuisine to the attributes it takes to serve the borrowing public with excellence. Liz has worked in every aspect of mortgage, which brought her to her current position of Production Manager where she says timing is a key ingredient in the recipe of a successful mortgage. When she's not working to exceed customer expectations, Liz enjoys cooking, painting and gardening.


Andrea Rodriguez, Loan Officer

NMLS# 1079327


A series of invitations has guided Andrea Rodriguez's career. Recruited to become a Realtor back in 2008, Andrea was invited to join Fairway where she discovered an affinity for the operations side and financing aspect of real estate transactions. Named Operations Professional of the Year for 2015 by the Minnesota Mortgage Association, Andrea loves her role as branch liaison for CG Home Loan Partners, making sure that everything flows and that borrowers are taken care of every step of the way. Andrea serves on the Latino commission for her church and is very active with charitable and other programs that assist and help integrate the Spanish-speaking ministry. Outside of work, Andrea is an active volunteer and enjoys time with her husband and two children.